doradca kredytowy
11 artykułów z tym tagiem
Podsumowanie tygodnia 27.10.2024 -- goracy tydzien
Gold reached 2,750 USD/oz -- experts predict 3,000 before year-end. Upcoming UK budget expected to include difficult decisions -- NI contribution increases could be "final blow" for many small...
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Podsumowanie tygodnia 01.09.2024 -- spadek czy wzrost
Challenges social media claims of "20-25% price drops." UK builds ~62 houses annually ("a drop in the ocean"). Three stabilizing factors: 1) Limited housing inventory sustains demand; 2) British...
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Podsumowanie tygodnia 24.08.2024 -- szalenstwo na rynku
TSB reduced rates 0.25% for FTBs/movers. HSBC and Barclays followed. Nationwide: 5-year fixed at 3.78% (unseen for 2 years). Over 10,000 entered insolvency in July 2024 (24% year-over-year increase,...
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NatWest, Virgin Money, Halifax obnizaja oprocentowanie
Major UK banks reduced fixed-rate mortgages ahead of BoE base rate decision. Virgin Money: exclusive refinancing offers including BTL and product transfers. Market anticipates 0.25% or 0.50% base...
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Czynsze moga dalej rosnac pomimo obnizek kredytow
Zoopla research: current average UK rent at 1,163 (up from 932 pre-pandemic), while mortgage payments rose more moderately. In roughly half of UK regions, tenants experienced greater increases than...
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Bank Anglii znow podniosl stopy procentowe
Short-form post with video. Bank of England raised base rate from 1% to 1.25% -- the 5th consecutive increase. Official CPI inflation at 9%, expected to rise to 11% in coming months.
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Help to Buy ISA -- 25% bonusu
Government program for first-time buyers. Initial deposit max 1,000, then 200/month. 25% government bonus (1,000 saved = 250 bonus). Minimum 1,600 to qualify. After 4 years: up to 12,000 with max...
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Jak pobrac raport kredytowy PDF z Credit Karma
In May 2019, Credit Karma acquired Noddle. The free report displays TransUnion data and refreshes weekly. Note: downloading has since been disabled -- CheckMyFile recommended as alternative with data...
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Zakup domu wazniejszy niz slub
Good Move research shows 18-24 year olds rate property purchase as greater commitment than marriage. Marriage placed fourth for this age group. ~39% contemplate divorce or ending relationships; 53%...
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First Time Buyers musza miec srednio 54,000
Zoopla research shows first-time buyers need approximately 54,000 annual income, up 9% over three years. Typical deposit averages over 38,000. Liverpool most accessible at 26,137 income required....
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Prawo do wykupu domow z Councilu (Right to Buy)
Right to Buy enables council tenants to purchase their rented property at significant discounts -- up to 70% of value. Since 1980, approximately 2.6 million council homes were sold. Example: Hackney...
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