finanse
11 artykułów z tym tagiem
NatWest, Virgin Money, Halifax obnizaja oprocentowanie
Major UK banks reduced fixed-rate mortgages ahead of BoE base rate decision. Virgin Money: exclusive refinancing offers including BTL and product transfers. Market anticipates 0.25% or 0.50% base...
Czytaj więcej →Jak dlugo trzeba pracowac dla kredytu hipotecznego
Myth debunked: most banks require minimum 3 months at current position (some 6 months). Certain banks accept upcoming employment contracts commencing within 3 months -- no existing employment history...
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Nieruchomosci UK -- czy warto inwestowac w 2024
Rental returns in England/Wales: 7.1% in Q1 2024 (0.4% year-over-year gain). Northern England: sometimes exceeding 8%. Mortgage rates for BTL fell substantially since Q4 2023 (2-year fixed down 58bp,...
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Przewidywania dot. stop procentowych w UK w obliczu inflacji
Persistent inflation at 3.2% (vs. anticipated 3.1%) may delay BoE rate reductions from summer to autumn or later. Global patterns mirror UK trends (US inflation similarly elevated). Domestically,...
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Bank Anglii znow podniosl stopy procentowe
Short-form post with video. Bank of England raised base rate from 1% to 1.25% -- the 5th consecutive increase. Official CPI inflation at 9%, expected to rise to 11% in coming months.
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Help to Buy ISA -- 25% bonusu
Government program for first-time buyers. Initial deposit max 1,000, then 200/month. 25% government bonus (1,000 saved = 250 bonus). Minimum 1,600 to qualify. After 4 years: up to 12,000 with max...
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Jak pobrac raport kredytowy PDF z Credit Karma
In May 2019, Credit Karma acquired Noddle. The free report displays TransUnion data and refreshes weekly. Note: downloading has since been disabled -- CheckMyFile recommended as alternative with data...
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Zakup domu wazniejszy niz slub
Good Move research shows 18-24 year olds rate property purchase as greater commitment than marriage. Marriage placed fourth for this age group. ~39% contemplate divorce or ending relationships; 53%...
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First Time Buyers musza miec srednio 54,000
Zoopla research shows first-time buyers need approximately 54,000 annual income, up 9% over three years. Typical deposit averages over 38,000. Liverpool most accessible at 26,137 income required....
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Tysiace inwestorow BTL moga starac sie o zwrot Stamp Duty
A breakthrough tribunal decision (P N Bewley Ltd vs HMRC) established that properties not suitable for habitation at purchase do not constitute "dwellings" under the 2003 Finance Act. This means the...
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Prawo do wykupu domow z Councilu (Right to Buy)
Right to Buy enables council tenants to purchase their rented property at significant discounts -- up to 70% of value. Since 1980, approximately 2.6 million council homes were sold. Example: Hackney...
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